Disney World!!

Hey girls, you may not know it right now but in 4 years we are going to go to Disney World for your 6th birthday present. Why am i saying this now, well the story goes back many years when your mom and i first got married. We decided that we needed this and that for our little apartment, and then we needed more and more. And an X-box (which we never played). Then we needed a bigger nicer apartment in The woodlands which was awesome, but expensive. We were working all the time to keep up with our lifestyle of consume consume consume. Then we would pay some off and then dig a deeper hole, pay it off dig a hole...etc. Well a few months ago that all stopped. Student loans and car payment is all we have left now, but by the time you girls turn 6 they will be gone also. You see its not about what you can buy when you are out of debt, but what you can give away. For a while it will be difficult for your mom and I, but you will never know :). We will learn to be happy on less and less and no longer be slaves to Sallie Mae or SSFCU or any other company.

Proverbs 22:7:
7 The rich rule over the poor,
and the borrower is servant to the lender.

I have taken this to heart lately and feel like a weight on my shoulders when I think of what I let our family get into. Temporary suffering is ok for the greater good. We will do this as a family and I want better for you than what I am providing right now. So we won't have (m)any vacations, nights on the town, spending sprees etc any time soon. Even when we are debt free this wont change, but we will be able to give more away. I Love You!!! In 4 years when we are paying cash for a celebration at Disney it is going to be great, we will have hiccups along the way, but we are doing this as a family. Below is our payment schedule, which may change (for the better or worse) as life happens, but we have a plan.

Month	Sallie Mae 1	Sallie Mae 2	CR-V
10-Jul	353	157	365
10-Aug	353	157	365
10-Sep	353	157	365
10-Oct	353	157	365
10-Nov	353	157	365
10-Dec	353	157	365
11-Jan	353	157	365
11-Feb	86.8	423.2	365
11-Mar		510	365
11-Apr		510	365
11-May		510	365
11-Jun		510	365
11-Jul		510	365
11-Aug		510	365
11-Sep		510	365
11-Oct		510	365
11-Nov		510	365
11-Dec		510	365
12-Jan		510	365
12-Feb		510	365
12-Mar		510	365
12-Apr		510	365
12-May		510	365
12-Jun		510	365
12-Jul		510	365
12-Aug		510	365
12-Sep		510	365
12-Oct		510	365
12-Nov		510	365
12-Dec		510	365
13-Jan		510	365
13-Feb		510	365
13-Mar		316.07	558.93
13-Apr			875
13-May			875
13-Jun			875
13-Jul			875
13-Aug			875
13-Sep			875
13-Oct			282.73